Terms of Use

Last updated: October 6, 2026

About this site

This website is operated by Panoramic Insurance, 780 NW 42nd Ave, Suite 324, Miami, FL 33126. By using it you agree to these terms.

Information only

The content on this site is general information about insurance. It is not legal, tax or medical advice, and it is not an offer of coverage. Insurance coverage exists only under a policy issued by an insurance carrier and is subject to that policy’s terms, conditions, limitations and exclusions.

Quotes and availability

Quotes are estimates based on the information you provide and may change. Products, carriers and plan options vary by state and are not available everywhere. Submitting a request does not bind coverage.

Government programs

Panoramic Insurance is not affiliated with or endorsed by HealthCare.gov, the Centers for Medicare & Medicaid Services, the federal Medicare program or any government agency.

We do not offer every Medicare plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options.

Your responsibilities

You agree to give accurate information and to use the site only for lawful purposes. Inaccurate information can affect your quote, your eligibility and your coverage.

Intellectual property

The Panoramic Insurance name, logo and the content of this site belong to Panoramic Insurance or its licensors and may not be used without permission.

Limitation of liability

The site is provided “as is”. To the extent permitted by law, Panoramic Insurance is not liable for damages arising from your use of the site or reliance on its content.

Governing law

These terms are governed by the laws of the State of Florida.