Private health
Coverage that fits when the Marketplace doesn’t.
Between jobs, self-employed, or looking to add dental, vision or extra protection? Private plans can fill the gap. We help you understand exactly what each one covers and what it leaves out.
What we help you find
Off-Marketplace major medical
Comprehensive plans bought directly from a carrier, for people who do not qualify for Marketplace savings.
Short-term medical
Temporary coverage for gaps between jobs or before other coverage starts, where available.
Dental and vision
Stand-alone plans for cleanings, fillings, exams, glasses and contacts.
Supplemental coverage
Accident, critical illness and hospital indemnity plans that pay cash benefits when something happens.
How we help
- Check first whether a Marketplace plan with savings would serve you better
- Explain limits, waiting periods and exclusions before you buy
- Compare plans from the carriers available in your state
- Help you combine coverage so the pieces work together
Common questions
Who is private health insurance for?
It is often a fit for people who do not qualify for Marketplace financial help, who need coverage outside an enrollment period, or who want to add dental, vision or supplemental benefits.
Do private plans cover pre-existing conditions?
It depends on the plan type. ACA-compliant major medical plans do. Short-term and supplemental plans often do not. We tell you clearly before you enroll.
Can I have a private plan and a Marketplace plan?
You can pair supplemental, dental or vision coverage with a Marketplace plan. Your agent will help you avoid paying twice for the same benefit.
Get a free quote
Tell us a little about what you need. A licensed agent will reach out with your options.
Coverage All Around You.
More ways we cover you
ACA Marketplace
Marketplace plans with financial help for those who qualify.
See how it works
Medicare
Advantage, Supplement and Part D plans, explained clearly.
See how it works
Auto
Liability, collision, comprehensive and more, from multiple carriers.
See how it works
Home
Homeowners, condo and renters coverage matched to your property.
See how it works