Privacy Policy

Last updated: October 6, 2026

Who we are

Panoramic Insurance (“we”, “us”) is an insurance broker located at 780 NW 42nd Ave, Suite 324, Miami, FL 33126. This policy explains how we handle personal information collected through this website.

Information we collect

Information you give us when you request a quote or contact us: your name, phone number, email address, ZIP code, the type of coverage you are interested in and your preferred language.

Information collected automatically when you use the site: IP address, approximate location derived from it, browser type, and the pages you visit.

If you continue with an agent, we may collect further details needed to quote or enroll you, such as date of birth, household and income information, vehicle or property details, and health plan preferences.

How we use it

To respond to your request and provide insurance quotes.

To help you apply for and enroll in coverage, and to service your policy afterward.

To contact you by phone, text message or email where you have agreed to this.

To meet our legal and regulatory obligations, and to protect the site against fraud and abuse.

How we share it

With insurance carriers and, for Marketplace plans, with the Health Insurance Marketplace, as needed to quote and enroll you in the coverage you request.

With service providers that host this site and deliver our communications, under obligations to protect your information.

When required by law or to protect our legal rights.

We do not sell your personal information.

Phone calls and text messages

If you consent, we may contact you by phone or text message about your insurance request, including using automated technology. Consent is not a condition of purchase. You can opt out of texts at any time by replying STOP, and you can ask us to stop calling you at any time.

Security and retention

We use administrative, technical and physical safeguards appropriate to the sensitivity of the information. We keep personal information for as long as needed to serve you and to meet legal and regulatory record-keeping requirements.

Your choices

You may ask us to access, correct or delete your personal information, or to stop contacting you, by writing to us at the address above or through the contact form on this site. Depending on where you live, you may have additional rights under state law.

Changes

We may update this policy from time to time. The date at the top of this page shows when it was last revised.