Medicare
Medicare, explained by someone on your side.
Parts A, B, C and D. Advantage or Supplement. We walk you through what each choice means for your doctors, your prescriptions and your budget, at your pace.
What we help you find
Medicare Advantage (Part C)
All-in-one plans from private insurers that include Part A and Part B, and often prescription drug coverage.
Medicare Supplement (Medigap)
Coverage that helps pay costs Original Medicare leaves to you, such as copayments and deductibles.
Prescription drug plans (Part D)
Stand-alone coverage for your medications. We check your prescriptions against each plan’s drug list.
Turning 65 or retiring
We help you understand your enrollment window so you avoid gaps in coverage and late-enrollment penalties.
How we help
- Review your doctors, prescriptions and preferred pharmacies
- Explain how the plans we offer in your area differ
- Help you enroll and understand your new plan’s benefits
- Review your coverage with you each year as plans change
Common questions
What is the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage replaces Original Medicare with a private plan that usually has a provider network. Medicare Supplement works alongside Original Medicare and helps pay your share of costs. Which is right depends on your doctors, health needs and budget.
When can I change my Medicare plan?
Most people can change plans during the Annual Enrollment Period, October 15 to December 7. Some situations, such as moving or losing other coverage, open a Special Enrollment Period.
Do you charge for a Medicare review?
No. There is no cost and no obligation to enroll.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day, 7 days a week, to get information on all of your options.
Panoramic Insurance is not connected with or endorsed by the U.S. government or the federal Medicare program. Submitting your information means a licensed insurance agent may contact you about Medicare Advantage, Prescription Drug and Medicare Supplement insurance plans.
Get a free quote
Tell us a little about what you need. A licensed agent will reach out with your options.
Coverage All Around You.
More ways we cover you
ACA Marketplace
Marketplace plans with financial help for those who qualify.
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Private Health
Off-Marketplace, short-term, dental, vision and supplemental plans.
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Auto
Liability, collision, comprehensive and more, from multiple carriers.
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Home
Homeowners, condo and renters coverage matched to your property.
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