Home insurance

Protect the place everything else depends on.

Whether you own a house, a condo or rent an apartment, we compare coverage from the carriers we represent and make sure the limits match what it would really cost to rebuild and replace.

A young family standing in the front yard of their first home

What we help you find

  • Dwelling and other structures

    Covers the cost to repair or rebuild your home, garage and fences after a covered loss.

  • Personal property

    Furniture, electronics, clothing and other belongings, at home or away.

  • Liability

    Protection if someone is injured on your property or you damage someone else’s.

  • Condo, renters and landlord policies

    Coverage built for how you actually live in or use the property.

How we help

  • Estimate replacement cost so you are not underinsured
  • Explain deductibles, including wind and hurricane deductibles
  • Identify gaps such as flood, which standard policies do not cover
  • Send proof of insurance to your lender at closing

Common questions

How much home insurance do I need?

Enough to rebuild your home at today’s construction costs, which is different from its market value. We help you estimate that figure.

Does home insurance cover floods or hurricanes?

Flood is excluded from standard policies and requires separate coverage. Wind damage is usually covered, sometimes under a separate deductible, depending on your state and carrier.

I rent. Do I need insurance?

Your landlord’s policy does not cover your belongings or your liability. Renters insurance does, usually for a modest premium.

Get a free quote

Tell us a little about what you need. A licensed agent will reach out with your options.

Coverage All Around You.

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